It is important to know your options when it comes to supplemental insurance.
Everyone should have the ability to protect their family financially in the case of an emergency without overwhelming stress and hardship. You may experience a health-related expense that is not covered by your employer-offered benefits package or your individual insurance. Supplemental benefits will cover out-of-pocket costs beyond what your main insurance plan offers. Malden Solutions is a voluntary/supplemental benefits consulting firm so that we will guide you to the perfect policy for you and your family.
Hospital Indemnity Insurance
In some cases, hospital visits are not fully covered by your traditional insurance plan leaving you with a costly bill. With hospital indemnity insurance, you can claim a portion of your hospital stay against your insurance giving you more peace of mind. There are high-quality policies that provide coverage for ambulance trips, maternity visits, and surgery-related, hospital stays. You should be able to relax and recover in a hospital without worrying about costly bills.
Specified Disease Insurance
Are the high costs associated with treating your specific illness causing you and your family emotional distress? Specified disease insurance works with your existing medical coverage take care of costs related to your treatment ranging from preventative health screenings to travel expenses to get to and from treatment facilities. This supplemental insurance policy covers costs associated with a variety of diseases and illnesses including heart attack, stroke, and skin cancer.
Legal Insurance
If you happen to run into a legal issue, a lawyer and all of the fees associated have the potential to be very expensive. Legal insurance reduces the cost of seeking legal advice and litigation leaving you with a little more ease going into court. You will be able to focus more on your case and less on affording a defense team. The last thing you want is to settle for an insufficient lawyer because of financial constraints.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise providing employer insurance solutions, HR solutions, and individual insurance solutionsto businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits, but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us through Twitter, Facebook, Google+, and Linkedin.