Most employees are not given vision insurance under standard medical insurance policies. As an employer, providing vision benefits to your employees is affordable and could help offset the cost of keeping their eyes sharp. This is especially favorable for workers who spend a lot of time straining their eyes over computer screens, scanning paperwork, and inputting lengthy information into digital databases. In addition, vision insurance protects employees with an increased risk of eye problems. You will also ensure the success of your company’s operations by providing your employees with vision insurance coverage for affordable eye examinations and preventative care.
What Employers Should Know About Vision Insurance
Vision insurance, as a definite or voluntary benefit for your employees, can counterbalance eye care expenses surrounding vision examinations and preventative care. Your employees can pay a monthly premium, ensuring access to affordable eye care. Did you know that vision insurance is different from a vision discount plan? Although it seems like an excellent alternative, discount plans often cost your workers out of pocket. While they cost less annually, your employees must pay more for in-store visits and eye examinations than vision insurance.
Counterbalancing Eye Care Services and Procedures
Numerous eye care procedures and services can be counterbalanced with insurance. Whether your employees require eye treatments, laser eye-correction surgery, or want an eye examination – you may build out the leverage of coverage you would like to provide for your employees. Suppose you are not interested in offering insurance to your employees. In that case, you may give voluntary benefits to your workers so they can pay out-of-pocket for their desired coverage level.
Who Would Benefit from Vision Coverage?
Suggested eye examination frequency differs depending on your employees’ age. For aging individuals, it’s significant to receive vision exams to detect possible eye issues. For instance, those between the ages of 20 and 39 are recommended to undergo an eye exam every 5 to 10 years, while persons over 55+ are recommended to receive an eye exam yearly. Malden Solutions can help your employees receive eye exams as needed at a reduced cost with vision insurance! Call us today at 410-435-4927!
Find the Right Health Insurance Solutions for Your Needs
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, and Linkedin