In life, you must be ready for anything that may come your way, whether positive or negative. In fact, you should have financial protection if you experience an injury or illness that puts you out of work for an extended period of time. With Malden Solutions, you will be able to access the best rates from the industry’s top providers. Keep reading to learn why disability insurance may help protect you and your family.
Relieve Stress in Your Life
Regardless of the specific plan, your financial stress will be lifted once you enroll in disability insurance from Malden Solutions. In addition, your specific plan will cover expenses due to an injury or illness that has prevented you from working. All you and your family must do is focus on your recovery and getting healthy. Fortunately, disability insurance is meant to relieve stress in your life and have you focus on recovery.
Options are Available
There is no universal plan that fits every person regarding disability insurance. Malden Solutions covers short-and-long term packages and various rates from several providers in the industry. Also, short-term disability is only provided through an employer and covers expenses associated with minor injuries and surgeries. However, you may only enroll in long-term disability insurance once your short-term plan expires because the plans do not overlap. Plus, long-term disability covers any expenses related to recovery after a significant surgery and treatment for critical illnesses. With Malden Solutions, you have various options to protect yourself when any health-related circumstance prevents you from working.
Coverage Customization
Moreover, you may select options to customize your protection. These options allow you to boost coverage as your income grows and help maintain the cost of living. You can also purchase coverage to help you replace your retirement plan contributions or protect your ability to repay student loans when you can’t work due to injury or sickness.
Plus, you also receive the most favorable terms by purchasing individual disability income insurance before you need it. You typically can’t obtain the necessary protection once you become too sick or injured to work.
Find the Right Health Insurance Solutions for Your Needs
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, and Linkedin.