Disability insurance is a necessary form of coverage to protect workers from losing income as a result of an accident or illness that may prevent them from working. However, many Americans unfortunately make the mistake of failing to invest in this level of protection, leaving them without the necessary coverage to assist them in the event that they cannot work for an extended period of time . While shopping for your coverage may sound like a daunting task, partnering with a great provider can save you the stress of uncertainty and provide you with peace of mind knowing that you are well taken care of by a team of experts. If you are in the process of finding the right disability insurance for you, consider these reasons to partner with Malden Solutions for all of your insurance needs.
Access to the Best Rates and Resources
There are typically two major factors that determine the cost of disability insurance; defining the disability and an elimination period. No matter what your situation is, having the right team of experts here to help you is half the battle of finding the right coverage. With Malden Solutions, we work to ensure that you have options within the best rates possible for your specific needs.
Short-Term and Long-Term Disability Insurance
By investing in the right coverage for your needs, you will be better protected in case of an emergency. Short-term disability coverage you in circumstances such as a prolonged illness or disabling injury, as well as for the birth of a child. Long term disability, however, covers claims such as cancer, heart attack, stroke, mental illness, or back injuries. While short-term disability premiums are often cheaper than those of long-term premiums, long-term disability offers you greater coverage for emergency situations.
Working with Our Team
At Malden Solutions, you can count on our 17 years of experience to assist you throughout every step of this process, ready to answer your questions and provide recommendations as needed. Whether you are building a comprehensive benefits package for your team or shopping for a family insurance policy, we’ve got you covered with great customer service and a strong network of insurance companies from which we build upon to grow our own expertise in the field.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits, but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us through Twitter, Facebook, Google+, and Linkedin.