Ensure that you still get paid even when you aren’t able to work, with disability insurance
Preventing workplace injuries seems like a no-brainer, but it happens more often than you think. That’s why having disability insurance is crucial. If you get hurt on the job, you should have peace of mind that you won’t lose out on income. Maintaining an income is especially important when you have a family depending on you. Here at Malden Solutions, we offer short-term and long-term disability for employees if an unexpected workplace injury happens. You should always have disability insurance as a backup, but here are some tips for preventing workplace injuries in the first place.
Be Aware of Your Surroundings
If you see any unsafe conditions at your workplace, then you should always report them to a manager. Not only do you, yourself, want to avoid an accident, but work conditions should be safe for other employees, as well. Inspect floors, stairs, machinery, and ceilings always. Management will thank you.
Understand The Risks Associated With Your Occupation
Some jobs are riskier than others. Working in a warehouse poses different risks than working in an office. In an office setting, identity theft may be an issue if you work with computers. A warehouse job involves the risk of hazardous materials. It’s never a bad idea to research the risks associated with specific tasks. Do not take on a responsibility involving dangerous chemicals if you haven’t had proper training.
Never Ignore Signage
Whenever you see a “wet floor” or any other warning sign at your job, don’t take it lightly. Also, pay attention to any indicators that alert you that dangerous chemicals near. If this isn’t evident in an area where it should be, then be sure to let management know. Speaking up can prevent you or someone from needing to file a disability claim.
Dress in a Safe Manner
Dressing the right way can help keep you safe, especially in the case of factory jobs. Dress codes are in place at the workplace for a reason. One of these reasons is to promote professionalism. The other purpose is to keep you safe. Following safety codes can minimize workplace injuries.
Food for Thought
Disability matters if you get hurt outside of the job, as well. No matter how safe you attempt to be, things happen. Being ill-prepared is something that we don’t want you to go through. Do you own a business that doesn’t offer your employees disability insurance? Then, give us a call.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter,Facebook, and Linkedin.