Like dental insurance, vision insurance is seen as a voluntary or supplemental benefit that may not be as essential as a healthcare plan. However, it’s vital to maintain all parts of the body. The older we become, our vision worsens; which is normal. Routine eye examinations performed by ophthalmologists or optometrists can help protect your vision while preventing vision loss. A dilated eye examination is the only solution to detect and assess some common eye diseases. Let’s dive into how vision insurance can be beneficial for you.
Alleviate Costs with Vision Insurance
Health insurance plans don’t cover eye examinations, glasses, or related expenses. Without vision insurance, you would be responsible for paying out-of-pocket for eye examinations and glasses, frame or glasses replacement, and contact lenses. Also, depending on your policy, you may save money on particular brands, such as anti-glare or transition glasses. More importantly, vision may cover medically necessary treatments.
Detect Eye Diseases Early
Eye dilation is the only method professionals can use to detect prevalent eye diseases. It helps them obtain a clear view of the retina. An eye doctor can review the following such as diabetes, high cholesterol, glaucoma, or some forms of cancer (brain cancer, leukemia, and melanoma).
Moreover, you may only visit the optometrist once a year or not at all if you never had vision problems. However, your spouse or children may wear glasses. So, it only makes sense to lessen the costs when several family members wear glasses.
Eye Health May Change Quickly
While you may have perfect health now, your eye health can significantly change. Middle-aged adults will start to notice slight changes in their vision that may progress gradually. This normal yet annoying part of aging in the eye’s capacity to see nearby objects is known as presbyopia. Treatment options include wearing contact lenses, corrective eyeglasses, receiving refractive surgery, or obtaining lens implants for presbyopia.
Overall, your employees can obtain eye examinations at a needed cost with vision insurance! Malden Solutions can assist; please call us today at 410-435-4937.
Find the Right Health Insurance Solutions for Your Needs
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, and Linkedin